Книга "Ценность долга в создании богатства" (The Value of Debt in Building Wealth) авторства Томаса Дж. Андерсона - это практическое руководство по умному использованию долга для обеспечения финансового будущего для себя и своей семьи. Автор убеждает читателя пересмотреть свои стереотипы о долгах и показывает, как можно использовать долг мудро, чтобы защитить свое будущее.
В книге подробно рассматриваются различные виды долга, такие как студенческие кредиты, ипотеки, кредитные линии и другие, с акцентом на разумном планировании для тех, кто накапливает активы и долги. В книге помогут разобраться в таких вопросах, как: аренда или покупка жилья, важность ликвидности, что такое хороший и плохой долг, как много долга должно быть у вас, какие соотношения долга к доходу и долга к активам надо стремиться достичь, фиксированный долг или плавающий, как лучше сохранять деньги на образование и пенсию.
Эта книга не о том, чтобы покупать вещи, которые вы не можете позволить себе. Речь идет о ликвидности, гибкости и оптимизации вашего личного балансового листа. Книга полна идей, которые можно применить к своей ситуации, независимо от вашего текущего уровня активов. В ней вы найдете стратегии для умного управления долгами, а также понимание основ инвестирования и ключевых финансовых концепций, необходимых для достижения долгосрочных целей. Вы поймете риски, связанные с наличием долга, и потенциальные риски отсутствия долга. Принимайте финансовые решения уже сейчас, чтобы максимизировать свое богатство, свободу и возможности в будущем. Прочтите эту книгу сегодня и поблагодарите себя позже.
Financial wisdom book that will set you up to be successful in life By the age of 40 most people have heard the dreaded four letter word - debt. It should be avoided, but it is often the only option we have. What if debt could work for you, not against you? In The Value Of Debt In Building Wealth by bestselling finance teacher Thomas J Anderson, he has been there, done that and is telling you exactly how. Budding graduates with student loans; house bound with mortgages; and anyone along the flexible spending line attempting to set themselves up for life; this book is for you. Covering the heights of career aspiration and aspirational financing, every aspect of credit is examined, from student loan choices to car loan decisions. Thomas reveals the underbelly of debt in lucid terms, giving you valuable insight into bad debt - for example, unexpected wedding costs - and protection routes through it - for instance, using rent repayment as pressure relief. Fixing debts into place is just the start. How crucial is it to know the difference between liquid debt, flexible debt and unsightly debt; to deemed the first step to comparing debt ratios and selecting the right type of mortgage for your cycle; these and more concepts are delivered straight to you through Thomas' crisp prose. Bundled alongside is his trademark fun approach; sit back, relax, smile and learn! As well as the facts, figures and conversations, The Value of Debts in Building Wealth also includes pithy updates regarding how the big four of workplace equity scheme, inheritance plan and estate planning can bolster your wealth inheritance wealth fund. Leaving loads behind in the baggage you should leave - to guide your financial future. Whether you come into money or have to negotiate - its debt decision time.
Электронная Книга «The Value of Debt in Building Wealth» написана автором Thomas Anderson J. в году.
Минимальный возраст читателя: 0
Язык: Английский
ISBN: 9781119049258
Описание книги от Thomas Anderson J.
The book of financial wisdom that your future self will thank you for reading For many adults under 40, 'debt' is a four-letter word—something that should be avoided but is all too often unavoidable. In The Value of Debt in Building Wealth, bestselling author Thomas J. Anderson encourages you to rethink that. You'll walk away from this book with an understanding of how you can use debt wisely to secure the financial future you envision for yourself and your family. Student loans, mortgages, lines of credit, and other forms of debt are all discussed in detail, with a focus on smart planning for those who are accumulating assets—and debt—now. Should you rent or buy? How important is liquidity? What is good versus bad debt? How much debt should you have? What debt-to-income and debt-to-asset ratios should you aim for? Fixed debt or floating debt? What's the best way of saving for college and retirement? These are big questions that deserve thorough answers because the choices you make now could influence the course of your life. This thought-provoking book will open your eyes to savvy financial strategies for achieving your goals faster and with healthier bank accounts. Explore strategies for smart debt management, explained by one of the nation's top financial advisors Gain an understanding of investment basics and key financial concepts you'll need to achieve your long-term goals Understand the risks of having debt and the potential risks of being debt-free Make financial decisions now that will maximize your wealth, freedom, and opportunity later This book is not about buying things you cannot afford. It is about liquidity, flexibility and optimizing your personal balance sheet. The Value of Debt in Building Wealth is full of ideas you can apply to your own situation—no matter what your current asset level. Read this book today and thank yourself later.
