Книга "51 Финансовая ошибка, которую необходимо избегать в возрасте до 20 лет" - это мощный справочник для тех, кто стремится достичь финансовой свободы и избежать ошибок во время становления своего финансового будущего.
Автор книги - Чарлин Бьюзос - советует обратить внимание на ошибки, которые совершали молодые
If you're not familiar with this book, know that it offers 51 financial mistakes you should avoid at twenty to ensure a better financial situation in the future. Being in your twenties means you're trying to figure out what your financial life holds while also learning from past experiences to hopefully create a brighter future. Twenty-somethings tend to associate adulthood with excitement, after all, you want everything done and achieved before you hit your thirties.
However, those extra years can turn into expensive mistakes if you don't take them carefully. Thinking you'll create riches overnight can lead to costly decisions that leave a lasting impression on your financial fate. If you want to live a fulfilling and prosperous life, this book has the strategies you need to avoid those mistakes.
The first mistake you must avoid is ignoring retirement. These days, the distance between your current self and an early pension seems much shorter. That makes it easier to forget about the possibility of facing financial difficulties later on. The golden rule is to start saving for retirement right away. You've still got plenty of time to become accustomed to it, but the sooner you start, the lower the risk of coming up short. Your employers offer some assistance to this end, since they may enable you to benefit from a 401K.
I'm sure you remember the days when everybody said to always watch your balance and never exceed your credit limit to avoid incurring debt. That goes for the twenty-somethings of today as well, with the added bonus being that they're even younger. You could easily get into a cycle spent without thinking about future expenses. Taking that advice will keep you financially safe.
Электронная Книга «51 Errores Financieros Que Hay Que Evitar A Los Veinte Años.» написана автором Charlene Bezos в году.
Минимальный возраст читателя: 0
Язык: Испанский, Кастильский
ISBN: 9788835432081
Описание книги от Charlene Bezos
This e-book gives you 51 money mistakes you can avoid making in your twenties to achieve financial freedom later in life. As an adult in your twenties, you tend to try to figure out your life’s financial future and also learn from your past mistakes to try creating a better tomorrow. In your twenties, you feel that adulthood is still new and thrilling. You have many things transpiring in your mind, such as buying a car, getting a house, and getting a paying job. All these desires make you feel like you are destined for riches very soon. It is such a wonderful time! But, although it is fun to be young, your twenties can shape or destroy your financial future. You must make great use of your time to maximize your potential, or else, you risk making costly decisions that can significantly impact your life ahead. If you are ready to build your ideal financial future properly, these are the 51 money mistakes to avoid in your twenties. 1, Failure to save for retirement: When you are in your twenties, retirement sometimes feels very far away, making you overlook it. However, failure to save for retirement is among the most frequent and significant money mistakes that you can commit. The advantage of saving money in your twenties is that you still have more time. The earlier you begin saving, the more you can benefit from compound interest rates. Besides your savings, your employer may offer you some money to help facilitate your retirement objectives through a work-sponsored retirement savings plan. An employer's contribution of only 5% of your salary amount can significantly impact the amount of money you will have upon retiring. Failure to save for retirement in your twenties will make you work for so long despite the aging factor, contribute more money for retirement later, or fail to retire. 2, The Mistake of Going into Credit Card Debt: For any twenty-year-old who earns less, unnecessary spending of lots of money on his credit card can be extremely tempting. It becomes easy for a twenty-year-old to place future financial expenses on his card to pay later. Unfortunately, many people in the twenties age bracket don't realize the extent to which debt can affect their lives. Getting yourself into a credit card debt can lead to extreme financial difficulties with time. Therefore, you should learn to respect and understand your credit to minimize the possibility of money mistakes in your twenties.
